Dream or Reality?


We tend to dismiss fresh, wild ideas simply because they seem hard to realize or attain.

What appears impossible today, may very well become possible tomorrow. Technology is but one domain where this observation is quite valid. How about our own lives? We can all remember a time when we looked at a situation, a goal, an aspiration, and said: “Boy, that would be great, but it’s out of my reach, it’s impossible.” Then, a few years, days, or dreams later, we see someone else be, have, or do it.

Stretching applies to the soul as it does to the body. A worthy vision deserves our best, doesn’t it? And we all agree that our best is not where we are at this point. It lies in the open, unknown range before our eyes, our real sight.

I came across this quote by Hellen Keller while reading On Fire by John O’Realy: “The most pathetic person in this world is someone who has sight, but has no vision.” However, a vision that stays locked down in a notebook, or hung on a wall is only worth the page or the wall it’s written on.

How can we translate a dream into reality? This question is as old as time. Yet, the answer is ever new and unique to each and every one of us. What if we dare to ask: “What if?” Would new possibilities open up in our hearts and minds? That, my friend, is the first, and most crucial step in fulfilling a dream!

Now that we’ve established the belief that our dream is “possible,” it’s time to stretch into new parts of possibility. Unkown territories of thought and action. Regions we’ve never dared to step into so far. A lofty dream calls for a daring mission, uncomfortable undertakings. One is answering the question: “What is it that I really want?” We need to get down to some details, but not too much at this point.

When it comes to manifestation, one must be clear, and positive. Surprisingly enough, we manifest what we want as much as what we do not want! The dynamics are the same. The only difference is the ‘not’ factor:)

Clarity goes a long way to affect the quality of the results we get. That’s why it’s important to write down that which we really want. Chances are if you don’t write it, you won’t get it. How can we achieve something we never admit we want. It’s the inner chamber of thoughts and feelings that matters here, not the ‘world’ view of what we aim to manifest.

When we write something down, new brain pathways start to emerge, especially if we use a pen/pencil and paper. Our mids are sensitive to action as well as thoughts and emotions. The wording is very important, too. “I don’t want to fail” leads to different results than “I intend to succeed.” Here we start to see the effect of negative statements. An even better goal would look like: “I intend to get an A in math this semester.” While the first intention is positive, it’s rather vague for the mind to start working on. The second, however, points clearly to the target.

We will delve into the ‘how’ in the next post. In the meantime, see if you can write down one or two of your dreams following these guidelines. Would be awesome if you’d share what you’ve written so we’d work together on turning a goal into a realistic action plan. Please use the comment section if you feel comfortable sharing.

Stay tuned.

The Wealth Maker

Image Credit: Photo by Hello I’m Nik 🎞 on Unsplash

The Digital Worker, Episode 1: Overview


For years and years, and since the dawn of the Industrial Revolution, workers had only had one work scenario: Report to work at 9:00 AM, do the tasks assigned by your direct manager, and leave at 5:00 PM.

The advent of the Internet, and especially the recent proliferation of mobile data, have brought about another revolution, which we wouldn’t call the Information Revolution. That has taken its course since the invention of the first computer. It is handing over the keys to something new and disturbing. A combination of multimedia communication anytime, anywhere, social media, broadband network coverage, and devices that can handle unthinkable amounts of data in real-time, have made it possible for a new phenomenon to emerge: The Digital Worker.

The dynamics of ‘work’ have dramatically changed for a large sector of the workforce.

The ‘Digital Worker’ no longer needs to report to work at 9:00 AM and leave at 5:00 PM. He/she does not even need a traditional workspace: An office, a cubicale, or even a desk. All they need is a ‘machine’ and an Internet connection. Hence the new terminology: Anywhere, Anytime.

Teams can meet virtually. Projects may have members in Iceland, South Africa, India, Canada, or South Korea. And those are just examples to convey what ‘anywhere, anytime’ looks like.

How about products and services? Physical products that consumers request. How can that be achieved digitally?

A new e-Commerce model has emerged, which is called drop-shipping. The Digital Worker runs an online ‘store,’ which show products’ images, specs, videos, prices, and of course, digital cart and checkout facilities.

Customers place orders right at the digital store. In the background, suppliers receive those orders automatically, once placed, process and fulfill them on behalf of the Digital Worker, right to the customer’s doorstep. Read more about this model in a previous TWM post: How to Choose the Right Product.

To offer a service, Digital Workers must be highly innovative. Let’s take medicine as an extreme example, which has always required the physical co-presence of the patient and the heathcare provider.

Well, that is no longer a rigid requirement. Telemedicine has soften that need by allowing doctors and patients to communicate virtually, in realtime. Physicians can diagnose and prescribe remotely. On the farside of the spectrum, a surgeon would perform an operation via telemedicine, using virtual reality and robotics technologies. You can read more about telemedicine in a previous WTM article: Reaching Out to Patients: Telemedicine.

It is hard to comprehensively cover all aspects of The Digital Worker’s attributes, work environment, rewards and challenges, in one article.

In the next post, we will explore with you the last two aspecs mentioned above: Rewards and challenges.

Stay tuned.

TWM™

Š Image Credit: Photo by Jesus Kiteque on Unsplash

Moments of Change

Some changes happen regardless of our observation. Others force us to listen and have our eyes wide open. What change has made you stop and think deeply, lately?


We, humans, use time and space to measure change, or the rate of change. The units differ depending on what we measure. Astronomers use light years, builders use meters, and quantum physicists use nanoseconds. No matter the unit, change is constant, within and without us. Furthermore, time is a concept represented by space. Have you ever seen or touched a minute?

Some changes happen regardless of our observation. Others force us to listen and have our eyes wide-open. What change has made you stop and think deeply, lately?

Resisting change is a common human mental habit. Other creatures flow with change in the environment surrounding them. Have you heard of a tree resist shedding its leaves in October to grow new ones in March? Or a flock of birds decides to stay in Alaska after the first sign of winter?

Whether we see change as an opportunity and flow with it, or consider it a threat and strive to prevent it from happening, most changes are natural and inevitable.

In business, change always hit the three vital elements of a project or a venture: Time, cost and resources. These three are interrelated in ways that are sometimes mysterious. Shorten the time, and cost goes up. ‘Restructure’ the organization, and time extends on its own terms.

What we must stay fully aware of is the following:

When you plan anything, make sure all variables involved are on the table.

What does that entail?

  • Know your financial capacity
  • Have key resources present
  • Understand, right from the main stakeholders, the time limits placed upon what you’re planning

My intention in this post is not to give you a project management crash course. You can find ample resources online and off-line on that. The intention is to raise our awareness, in life and in business, of the changes passing through our lives without us noticing, appreciating and effectively utilizing them.

One way to approach this is to start a journey of raising our awareness of both attention and intention.

While one’s attention could easily sway and wonder, following the feed of the five senses, and the flood of unguided thoughts and feelings, this can dramatically change if that attention follows a well-thought-of intention.

Attention could be the most valuable gift we’ve been given. It’s like a beam of light that we can focus on anything we want, intentionally or unintentionally. And that is the key lesson here:

Let’s choose, as much as we can, to focus the beam of our attention intentionally.

However, to do that, we need to have intentions, to begin with, don’t we?

How to set good intentions will require its own post. For now, it suffices to say that each one of us needs to set aside enough time and positive energy to know, write, and commit to a set of intentions that spans the dimensions of his or her life and business (as if they are separate 🙂

As that evolves, and as we re-shift our attention to be more and more inline with the intentions we’ve set to ourselves, those passing changes I mentioned above will become visible and accessible.

In conclusion, accepting change as a fact of our being, and then using the energy it presents to reach higher levels of awareness and achievement, is a prerequisite to true success.

Post Photo by Jeremy Thomas on Unsplash

TWM

The image below shows a recent addition to our StoreFour‘s Digital collection (a positive change), in case you’d like to use a new technology to measure time in conjunction with your cell phone.

Patience, Persistence and Faith


Life is a journey worth taking, even though none of us has been given the choice to take it or not. Now that we are here, in it, let’s explore together some aspects that would make this inevitable journey enjoyable, as well as rewarding.

Remember learning to ride your first bike, competing with your classmates, working hard to get your first paycheck? None of those, and million other things, you’ve achieved or endured, would have seen the light without the jewel of all virtues: Patience!

Yet, patience alone is not enough, especially if it was serving the wrong dream; something that would lead to agony instead of joy, to disappointment not satisfaction. But do we always pick and choose what to bear and what not? A sudden illness, the death of a loved one, natural disasters, the list is long, very long.

Here comes another weapon in the face of the unfortunate: Persistence. One could be patient, but that patience is short-lived, fleeting as soon as the squeeze of the situation gets firmer. I’m not talking hypothetically, but rather factually.

Persistence is staying the course, no matter what it takes. Tough? You bet! Nevertheless, and most of the time, behind that mountain of toughness there would be a meadow of peace.

Now you might ask: Where do I get the momentum, the positive energy to be patient and persistent? You need a purpose you believe in. And that is the third element: Faith.

Without unwavering faith in what you do, and where you’re going, it’s almost impossible to endure patience, let alone persistence. Faith gives you the capacity to ‘see’ what’s beyond that which seems ugly and impossible. It gives a feeling of assurance and an enriching sense of possibility, of reaching that which you’ve been striving to reach.

In the next story we will talk about tips that would enhance our ability to attain and maintain these three vital life endowments: Patience, Persistence and Faith.

Stay tuned!

TWM

 

P.S. This post has also been published on Medium.com under Yaman Saleh, Owner of TWM

View at Medium.com

Risk and Reward- The Vital Two R’s of Business


We are risk takers by nature, all of us, in varying degrees. But marching into the unknown is a human instinct that manifests itself in obvious, as well as mysterious ways. Every hour of every day we take risks. You may allow your mind to explore this idea and find examples. Traveling to a new country, hiking an unmarked trail, buying a gift for a loved one, tasting a weird- smelling food, going to war, getting married, asking for forgiveness, climbing the Himalayas, camping, skiing, driving, falling in love, leaving home, and doing nothing is also a form of taking risk, yet indirectly.

For the sake of our topic, let’s narrow down that endless list to just one: Starting your own business and deciding to become an entrepreneur.

Why do people leave the comfort and security of a guaranteed pay-check, and go on their own? For starters, that comfort has become unattainable lately. Downsizing, mergers, acquisitions, financial crisis, to name a few, have made job security a thing of the past.

But that is not the main reason entrepreneurs go out and face the world alone. It is something within each and every one, a calling if you will. I bet you’ve heard this before and you might be thinking: “OK, a calling, but what is the percentage of success of that calling? Show me the money!”

True, no matter how strong a calling was, and how enthusiastic the person would be, a business venture must yield financial results. In other words: Money 🙂

That’s why, before delving in the ocean of entrepreneurship, one must evaluate few traits that are vital to making that journey a pleasant and fruitful one.

So what are those traits? The first that comes to mind is risk tolerance. I’ve talked about this, giving it an acronym of RT in several posts about investing, and it still applies here, probably more so. A low RT isn’t going to help here. A very high one would result in taking too much risk, and again that is dangerously dangerous 🙂

We are looking for a healthy RT, which on one hand drives the entrepreneur to explore new, uncharted frontiers, most of the time alone and with little knowledge and tools, and on the other, keeps him/her aware of the potential challenges, and do enough research and preparation ahead of, during and after taking the risk. What is that called in plain English? Wisdom combined with courage. And in eloquent English: Courageously wise or wisely courageous 🙂

The heart of our discussion here is the following:

‘Risk and Reward are proportional: The more risk one takes, the higher the probability of reward. The opposite seems to be true, most of the time.’

Let’s start with a simple example: If you decided not to teach your four-year old child how to ride a bike, fearing the risk of injury, you denied him/her the rewards that come with riding a bike. One of them is innocent joy!

To get any reward, we must do something, right? And any doing involves taking a risk, no matter how small. That’s why they are related proportionally.

Raise the level of one, the other gets a boost. The challenge is to find that threshold where raising too much would result in unwanted results rather than rewards. And that threshold differs depending on the situation.

In the example above, rushing the learning curve increases the risk of injury. Taking the matter way too slow may delay the reward or even prevent it from happening.

We need to be patient with the whole process. We start by taking small risks and observe our emotional and mental reactions, just like building, you start with a foundation, then keep adding to it.

Another aspect of this building process is appreciating the results, no matter how small.

When it comes to building a new business enterprise, the principle would be the same, however, the application is different.

Does that mean you start with a tiny little venture then expand gradually? That’s one way to approach it. Say open an online store with only one product line, give it your best till it starts making profit, then add a second product line, and so on.

Nevertheless, if you know that your RT is high enough to get into bigger business adventures, especially if you know you have good financial and practical backing by trusted partners, then you may want to create a vision that would lead to more aggressive plans. For example, starting an eCommerce platform, where small business owners can open their one-product-line stores.

The web is full of tools and articles on how to assess your RT level. Here’s one, which I have no affiliation with, and can’t guarantee its results, but you may want to give it a shot, or look for something else in that line of tools:

http://www.moneycontrol.com/personal-finance/tools/risk-assessment-tools.html

In conclusion, know thyself before starting a new business. The time, money and energy spent doing that is worth the clarity that result from being aware where your next step will hit the ground.

All the best,

The WEalth MAker

Abundance or Lack?


 

Whether we intend to make it on our own, or inherit a sum of financial wealth, our character determines how far we may go on that journey!

Are we born rich or poor? Well, we’re born with no physical possessions, such as clothes, money, or investments. We come to this world fresh, new and empty-handed. Yet, we carry, within the vessel called “body,” what is more than enough.

More than enough to be loving, faithful, humble, courageous, and wealthy, a state which deserves pondering upon: Nothing physical (except the body), yet everything intellectual, emotional and spiritual. Then why do only few of us, 3% to be exact, become wealthy?

Yes, wealth is more than money and finances. However, those who enjoy wealthy hearts can extend helping hands to others, spreading their financial wealth beyond the small sphere of the self.

How does a newborn, with nothing on, transform? How does he or she become what they were born for? Despite the genes they carry, despite all the worry, within and without?

They see and believe. They resolve to take the higher path, even if it seems lonely, rocky, or dangerous.

What is that called? Courage!

Courage isn’t the absence of fear. Courage doesn’t fill in for knowledge, preparation and action. However, without it, all those become obsolete. Knowledge without application is a burden. Excessive preparation turns into obsession. Aimless action is a waste of time and energy. A hiker may slip back few steps here and there, yet, at the end of the day, he or she reaches the summit.

Long ago, I’d written about the courage to dream. It takes a healthy dose of bravery to see oneself outside the imagined, limited domain of roadblocks and obstacles. What had Edison seen before he discovered electricity? Light. What had Ford seen before building his first automobile? A horseless carriage.

Inspiration? Motivation? You bet! We always need those. Every moment of every day is a new creation, where you and I can start all over again. That takes courage to let go of the past.

OK. Where is courage sold? How can we get it? Can that kind of endowment be learned, cultivated, enhanced? Yes it can. Start by intending it. True, meaningful and effective intention emerges when the heart and the mind are in full coherence and resonance, for good or for worse. We intend both our joy and pain, unconsciously. To intend courage we must step out of the sleepwalking dream. We must awaken.

There is a kind of paradox here. Courage leads to action, and inaction diminishes courage. Where to start? Baby steps. Intend and take small action, then intend again and take a slightly “bigger” action (although there isn’t an inherent difference between the two).

Let’s put the pieces together:

  • We all start the journey on Planet Earth with the same amount of financial wealth, zero. This levels the playground
  • We are, nonetheless, given what it takes to complete the journey effectively
  • Only few of us utilize those bounties to the effect of enjoying True Wealth (spiritual, emotional, intellectual, and financial)
  • The single most important attribute to achieving that is courage
  • This endowment can be learned, enhanced and applied in ways that benefit both the individual and the society
  • Every moment presents a chance for a new start. Hence, letting go of the past and beginning anew is always possible
  • Intention and attention are our best friends. The first requires congruence between what the heart desires and what the mind sees. The second calls for awakening from the sleepwalking dream, living a life of awareness

We do have a choice. At the same time, our universe is governed by perfect principles. Finding our way through these two facts is both joyful and challenging! Facing a challenge to learn and grow turns it into an opportunity, and that what sets people apart…

 

The Wealth Maker

Š Image Credit: en.wikipedia.org

 

 

How Can an Investor Read The Future?


Investing is not only an intellectual enterprise. It challenges all dimensions of an investor’s personality and character. That’s why it is an inner job, before it manifests in the outer.

Nonetheless, an investor is not a fortuneteller, a speculator, or a gambler. He or she sees the activity as a business, which is prone to loss and profit, rise and demise.

Human beings are bound by the laws of cause and effect, and governed by the flow of time. Is that so? We tend to “like” to surrender to such determinism because our minds need to find closure on everything. Without such “unconscious” obedience to these laws, without time, the mind gets lost.

Within each and every one of us is a potential greater than the mind. Tapping into that potential requires awareness and inner work. You may start by paying attention to the mind’s ceaseless thinking, and train yourself to be an observer, not a participant in the thousands of thoughts the mind conjures up everyday! You can reach a stage where you “choose” what serves you and add value to your life, while releasing that which confuses or troubles you.

The mind can’t stop working. This is a blessing. Nevertheless, it could turn into a curse when the mind starts using us to “entertain” itself, especially as it finds itself “free”. Keep it busy with something suitable to its nature, and useful to you and to the world around you. Apart from that, practice the art of “un-participation”. You are not your mind!

Here you might say: I’m confused! Are you telling me to be mindless?

Not at all. I’m asking you to be “mindful”. To be the master of your mind not its slave. There is a huge difference between the two worlds.

How is all of that related to investing? Surprisingly a lot!

When you become in command of your mind, and hence your life, all your activities start flowing effortlessly. You bypass the mind’s resistance to the new in favor of the old and familiar.

That leads to a very important fact, which sets the stage for the rest of this discussion: History does not repeat itself! Each and every moment is independent and new, and it may surprise you.

Does that make me read the future? You might ask.

Not literally. However, it advances you light years ahead in your ability to engage the moments while they unfold, which is, in my humble opinion, better than reading the future.

As you rid yourself of a troubling past, and be fully present here and now, you become “aligned” with true universal principles. Time becomes your friend. Cause and effect your servants. You are no longer asleep, spiritually. You start to “see”. You begin to “know” without thinking. You step into a new realm that has already been within you, but now you’re “awake” to its existence and brilliance.

From this new foundation, your investment decisions (and all your decisions) will change, for the better. You have on your side the best advisor ever, you! The real you…

This can only be proven through direct experience. Do not believe any of the above, but try it and practice it, honestly.

After all, whose life and whose money are we talking about? Doesn’t that deserve exploring something new? Haven’t we had enough of resigning to the old, only because it is familiar? And we all know, too well, that “familiar” does not equate to “successful”. Most of the time, it leads to the opposite.

Any breakthrough, throughout human history, has come about by challenging habitual thinking and exploring the frontiers that laid dormant behind the mind.

Gravity isn’t only physical!

The Wealth Maker

What is Wealth to You?


Everything is created twice: First on the screen within that reflects heart wishes and mind logic, and second, in the physical world, as a manifestation of what is reflected on that screen.

Now, the actual realization of one’s wishes and desires may or not precisely reflect what was within. Individual beliefs, self concept, and guided action, all, among others, determine what actually takes place before our eyes.

Wealth is no exception. In order to attain it, you’ve got to know what it means to you! Can you hit a target you don’t see?

I was inspired to write this article by a book titled “The Rules of Wealth” by Richard Templar. The 2nd rule in that book is “Decide on your definition of wealth”.

Templar has a good point there. It is not enough to tell yourself: “I want to be wealthy”. What does that mean?

If you couldn’t “define it”, then how would you go get it?

Once you finish reading this article, grab a pen and paper, your smart phone, tablet, whatever, and write down at least five things that would give your dream a meaning; something you can visualize, internalize and start moving towards.

It could be a list of possessions. Or, a combination of things to have, activities to do, and character traits to develop and sustain. No matter what comes first to the mind, and seems flowing from the heart, write it down. That’s how a commitment is shaped.

Use present tense, and avoid hoping and wishing. Here’s an example:

I intend to get a graduate degree in (fill in the blanks) by end of 20xx

I intend to create a residual income of ($$$) by June 20xx

By the time you finish writing down your intentions, you’ll have a “contract” with yourself. If you enjoy a high, healthy self-respect (which I’m sure you do), chances are you will attain those intentions, because the first, and most important, creation has already been taken care of!

The Wealth Maker

Can Wealth Be Attracted, Unconventionally?


 

The advocates of the law of attraction suggest that people “attract” into their lives what they think and feel repeatedly. That is a big statement, and an alarming one, for that matter.

I recently stumbled upon an audio product titled “Attract Wealth”, by barainsync.com ™. It is presented (and probably authored) by Kelly Howell, a well-known figure in that field.

The message is this: If you could bypass the traffic lights of your conscious mind (the gatekeeper of everything you know since you were in your mother’s womb), and delve into the subconscious, impressing upon it messages of wealth and prosperity, you would see different, positive results manifest in your financial life.

Coming from an engineering/science background, I can’t seem to find a method to “test” or measure such claim. The only way of validation is direct experience. And that differs from one person to another.

Regardless of whether the proposition is valid or not, my own view is that it should be treated as a supplementary resource, just like multivitamins.

What does that entail? We still have a need to work, to provide value and be rewarded for it. If something can make that meaningful effort easier and more enjoyable, then why not?

On the other hand, it is true, in my opinion, that the universe is much more than what the five senses convey to our minds. If we can’t see, smell, hear, taste or touch something, it doesn’t necessarily mean that “something” does not exist. Existence is not as simple as we might think. It’s real, complex, and mysterious at the same time.

A word of caution before you try to “experience” the above-mentioned product (or something similar). The soundtracks have embedded brainwaves and subliminal messages. If you don’t know what those are, Google™ them. You’ll find thousands of pages. Here’s the one I’d suggest: http://en.wikipedia.org/wiki/Brainwave_entrainment

If you decide to give it a shot, why not share with us your findings by commenting on this post?

 

The Wealth Maker

 

 

Are you ready to start?


Why do most dreamers end up at the nearside of their dreamland?

Why do only three percent of the population, or less, make it, financially?

Is it lack of knowledge or lack of courage?

Or is it a main effect (not a side-effect) of a widespread disease called: Perfectionism?

How much preparation does one need in order to start? And what kind of preparation is that?

We tend to fall prey to our own predictions! Our own procrastination, which is, oftentimes, an implicit result of our fears…

So, when do we start? At the onset of the dream, or when the dream starts vanishing!

When the dream is ripe; clear in your mind and soul, and you take one action, just one simple action, something remarkable happens!

Trouble? Challenges? You bet! Yet, you got a huge advantage there; the image is still vivid behind your eyes and between your ears. Sometimes it’s even pounding in your chest.

While challenges mount up the moment you start, your momentum has been set in motion. Just before that one action, you had been in total inertia. Your own dream had been weighing you down.

Never wait till your plans are perfect. They will never be.

Dream vividly, intend purposefully, plan carefully, yet, start taking actions now!

The process is not linear. Always balance out your preparation and your action energy, even if you have to juggle between the two. Actions give you valuable feedback on your plans, so you would revise and improve them. Plans, on the other hand, guide your actions, so you wouldn’t shoot in the dark!

The Wealth Maker