The Wealth Making Architect™


If you performed a Google™ search on the above title, you’d get something along the lines of either wealth advisors or engineering architects.

I wanted to introduce this term to reflect the necessity of building wealth from the ground up. Furthermore, to emphasize that “wealth” is not only financial. When an engineer designed a house, for example, he/she would take into consideration all the aspects which would make that house livable and ready to become a home!

Another vital step in creating that architecture is to create a blueprint. Have you ever heard of any sort of construction that didn’t have a blueprint to start with, to build upon and use as a baseline?

A Wealth Making Architect (WMA™) is going to follow the path of his/her counterparts in other disciplines. However, instead of designing a brick and mortar dwelling, they design a life-long wealth making, growing, and maintaining epic, with the client being the hero.

And here’s a list of the steps involved:

  1. Find out what the requirements really are: Working closely with your client, you set an objective to clearly “understand” the hopes, the dreams, the needs, and the responsibilities of that client. Once you’ve reached such understanding, you turn it into a set of specific, implementable”requirements”; one which the client accepts and feels satisfied with
  2. Now you go to the drawing board and create a solution derived from the requirements. This is easier said than done. How can you “weave” requirements into solutions? Into a blueprint that has an eye on the vision, and another on the strategy and plan. Your knowledge and expertise play a major role here, and that involves specific methods, processes, products and/or services available. Sometimes you might need to seek help from other members of your organization/team to “develop” new products or services that would meet the requirements (those must prove reusable with other clients in order to justify the cost and time of a new development)
  3. The next step is a comprehensive review of the solution with your client. Although you both had reached a set of specific requirements, the blueprint might not express what the client was hoping for. This could be the result of the client being not sufficiently informed/educated, or it could be a flaw in the design. Either way, a revision and an update version of the solution should be created. This can take more than one iteration
  4. Once you reach an agreement with the client on the blueprint of his/her financial story, you start translating that solution into long-term and short-term objectives. Each objective requires an action plan. Here comes the knowledge and skill of financial planning, or let’s say, wealth-making planning; the bits and bytes of what needs to be done on a daily basis
  5. Implementing the plans is not an open-ended endeavor. You wouldn’t hand them over to the client and “instruct” him/her to go ahead and “do” the steps! You still need to work with them regularly, and make sure they are ready to commit their time and energy to implementing what has been mutually agreed upon
  6. As with any plan, the process continues dynamically. This is the tracking/observing, feedback, review and update/correction cycle. Plans are not meant to be set in stone. They must evolve in reflection to consistent change. However, a good architect would not divert too much from the original vision and the blueprint.

The past is gone for all of us. The future is known to none of us. All we’ve got is the present moment. Planning, to a great extent, is a matter of trying to predict the future based on past experiences. It helps, but nothing is certain. That’s why it’s a good practice to keep risk planning in sight, and always have plan B within reach!

The Wealth Maker

Are you ready to start?


Why do most dreamers end up at the nearside of their dreamland?

Why do only three percent of the population, or less, make it, financially?

Is it lack of knowledge or lack of courage?

Or is it a main effect (not a side-effect) of a widespread disease called: Perfectionism?

How much preparation does one need in order to start? And what kind of preparation is that?

We tend to fall prey to our own predictions! Our own procrastination, which is, oftentimes, an implicit result of our fears…

So, when do we start? At the onset of the dream, or when the dream starts vanishing!

When the dream is ripe; clear in your mind and soul, and you take one action, just one simple action, something remarkable happens!

Trouble? Challenges? You bet! Yet, you got a huge advantage there; the image is still vivid behind your eyes and between your ears. Sometimes it’s even pounding in your chest.

While challenges mount up the moment you start, your momentum has been set in motion. Just before that one action, you had been in total inertia. Your own dream had been weighing you down.

Never wait till your plans are perfect. They will never be.

Dream vividly, intend purposefully, plan carefully, yet, start taking actions now!

The process is not linear. Always balance out your preparation and your action energy, even if you have to juggle between the two. Actions give you valuable feedback on your plans, so you would revise and improve them. Plans, on the other hand, guide your actions, so you wouldn’t shoot in the dark!

The Wealth Maker